What to Consider BEFORE co-signing a Bail Bond


As a bail bond company it is our top priority to provide the help you may need to keep you or a family member out of jail. Our company can provide the necessary funding to help pay for your bail – allowing you or your loved one to remain out of jail while waiting for an upcoming court date.

Often times, the amount of bail can be more than a person can afford which is why it may be necessary to ask someone else to help pay for the bail fee. When a person accepts the financial obligations to pay the bail bond they are agreeing to co-sign the bail bond loan. It is important to understand that a co-signer will be responsible to pay the full bail bond if you do not show up at your court date.

There are several qualifications that a person must meet in order to be approved as a co-signer such as a good credit history and good job history.

Because being a co-signer comes with great financial responsibility it’s best to first consider the following:

  • Do you trust the person?
    Co-signing for a friend or a loved one might be an easy decision in the moment but it’s best to consider how close you are to the person, how responsible they are and if you can trust them. If this person has a reputation of getting into further trouble or missing court dates, it’s probably best to re-consider the decision to co-sign.
  • Do you understand the terms of the agreement?
    Make sure that you understand all of the terms of the agreement by discussing thoroughly with a bondsman so that you will know if co-signing is the right decision for you. Read the necessary documents well and ask any questions – you must understand your responsibilities FULLY before entering into a legal agreement.
  • Do you have the right financial resources?
    As a co-signer, you are financially liable for paying back the amount of bail should the person fail to appear to court which is why it is extremely important that you first consider your own finances. When it comes to family and friends the easy answer can be yes when doing whatever possible to keep them out of jail; however, if a person skips their court date, the bail amount must be paid by the person who co-signed the bail bond.

We at Mercy Bail Bonds understand that this is a trying time in your life and we’re here to assist you the best way we know how – providing excellent service and information when you need it. Our office can provide fast, reliable service and we are available 24 hours a day, every day ready to meet your needs! If you need assistance, please feel free to contact our office at (727)856-7775. We will take the time to walk you through every step of this process and answer any questions you might have.