Bail Bonds: The Basics Explained

If you or a loved one has never been arrested before, the experience can feel overwhelming. Whether the charge is minor or serious, most people are unfamiliar with what happens next and how someone is released from custody.

Understanding how the release process works can help reduce stress and make a difficult situation easier to manage.


How Release Is Determined After an Arrest

After an arrest, the defendant appears before a judge. The judge reviews the case and considers several factors before deciding whether the person can be released and under what conditions.

These factors often include:

  • The severity of the alleged offense

  • Prior criminal history

  • Likelihood of returning for court appearances

  • Potential risk to the community

Judges may also consult a schedule that provides recommended amounts for specific charges. These recommendations vary by jurisdiction.

In some cases, the judge may allow release without requiring payment. This is known as release on recognizance and is based solely on a promise to appear for all court dates.

If financial conditions are set, steps can then be taken to secure release from custody.


When Paying the Full Amount Isn’t Possible

Most people cannot afford to pay the full amount required by the court. This is where a licensed bond agent can help.

Instead of paying everything upfront, a non-refundable premium—typically 10%—is paid to the agency. The agency then guarantees the full amount to the court if the defendant fails to appear.

This option allows families to secure release quickly without draining savings or assets.


The Role of the Indemnitor

The person who signs the agreement with the bond agency is called the indemnitor. This role comes with responsibility.

If the defendant does not appear in court as required, the indemnitor may lose money or pledged assets. Because of this, the indemnitor should take an active role in ensuring all court dates are attended.


Collateral and Agreements

In some situations, collateral may be required to secure the agreement. This can include real estate, vehicles, jewelry, or other valuables.

Depending on the circumstances, a signed contract alone may be sufficient without physical collateral.

Once the case concludes—whether dismissed, resolved, or decided by the court—any collateral is returned as long as all obligations were met. The premium paid to the agency is payment for services and is not refundable.


Help Is Available 24/7

If you or a loved one has been arrested, Mercy Bail Bonds can help guide you through the release process. We are a full-service agency serving Pasco County, New Port Richey, throughout Florida, and across the United States.

Our experienced agents are available 24/7 to answer questions and begin working on your release immediately.

Call Mercy Bail Bonds today at (727) 856-7775. We always answer.